https://paymentslearningcenter.org/home daily 0.75 2024-06-26 https://images.squarespace-cdn.com/content/v1/609560d051402a2f517bd4bd/1622139113377-PP6K2L1FVSNM0WTVLJIS/Education.jpg Third-Parties - Need ACH Education Need to first understand ACH payments processing. A list of educational opportunities is available. https://images.squarespace-cdn.com/content/v1/609560d051402a2f517bd4bd/1622139300523-9D39XUKGLRGWIGII5UCW/AdobeStock_132168514.jpeg Third-Parties - Find Partnerships Looking to connect with a payment processor or with a financial institution to find your missing piece to the puzzle? https://images.squarespace-cdn.com/content/v1/609560d051402a2f517bd4bd/1622201913070-ATBZ5OGYM2CTSPD8DGQP/rules.jpeg Third-Parties - Rules & Regulations Lists of published regulatory guidance and quick links to Nacha Rules. https://images.squarespace-cdn.com/content/v1/609560d051402a2f517bd4bd/1622139228041-2U8FQOBUX4LYKBYNJGOY/unsplash-image-jpHw8ndwJ_Q.jpg Third-Parties - Payment Publications Whether you need a copy of the ACH Rules or an Audit Guide, view our list of ACH payment publications. https://paymentslearningcenter.org/education daily 0.75 2024-09-30 https://images.squarespace-cdn.com/content/v1/609560d051402a2f517bd4bd/1621943110769-4OOAPWS2TROLV9VBTT1D/Rules.jpeg https://images.squarespace-cdn.com/content/v1/609560d051402a2f517bd4bd/b0c3ddf1-e041-47b0-9fd4-040532816e8c/compliance-5899194_1280.jpg https://images.squarespace-cdn.com/content/v1/609560d051402a2f517bd4bd/1621891842500-U2AN93RY7AS8BRSXGUK3/AdobeStock_78243141.jpeg https://paymentslearningcenter.org/about-us daily 0.75 2024-06-26 https://paymentslearningcenter.org/your-role daily 0.75 2024-06-27 https://images.squarespace-cdn.com/content/v1/609560d051402a2f517bd4bd/1622130921381-BFQTSUILRHLOXJMDPSTQ/ODFI.png ACH Participants - ODFI - ORIGINATING DEPOSITORY FINANCIAL INSTITUTION (FI) FI that receives payment instructions from the Originator and forwards to the ACH Operator https://images.squarespace-cdn.com/content/v1/609560d051402a2f517bd4bd/1622130960200-P77ADJ7TNJ1HI8WQJ2LT/Receiver.png ACH Participants - RECEIVER Customer that has authorized an Originator to initiate an ACH entry to the Receiver’s account with the RDFI https://images.squarespace-cdn.com/content/v1/609560d051402a2f517bd4bd/1622130934757-45SJ6YJ97S4LLL01LXM7/ACH+Operator.png ACH Participants - ACH OPERATOR Central clearing facility operated by the Federal Reserve Bank or Electronic Payments Network on behalf of the Depository Financial Institutions (DFIs) https://images.squarespace-cdn.com/content/v1/609560d051402a2f517bd4bd/1622130967357-NJPKF4GGCEOVI2BOCRTM/Third-Party.png ACH Participants - THIRD-PARTY SENDER The entity that transmits debits or credits to the account of a receiver, acting as an intermediary between the Originator and ODFI https://images.squarespace-cdn.com/content/v1/609560d051402a2f517bd4bd/1624476328741-3L73PKTGRHRZ4Z8705CM/ThirdPartyNested+%281%29.png ACH Participants - Nested Third-Party A Third-Party Sender that processes ACH entries through another Third-Party Sender rather than an ODFI https://images.squarespace-cdn.com/content/v1/609560d051402a2f517bd4bd/1624476529215-4NXM1TQ0KBH18CE32SDM/ACH+participant+group.png ACH Participants - Make it stand out Click on the images below to learn more about the ACH Participants: https://images.squarespace-cdn.com/content/v1/609560d051402a2f517bd4bd/1622130891350-HN4GERI8NIQHTYQX2A5J/Originator.png ACH Participants - ORIGINATOR Entity that agrees to initiate ACH entries into the payment system based on an arrangement with the Receiver https://images.squarespace-cdn.com/content/v1/609560d051402a2f517bd4bd/1622130951615-BNPK2CZHCEZGAK69LWKR/RDFI.png ACH Participants - RDFI - RECEIVING DEPOSITORY FINANCIAL INSTITUTION (FI) FI that receives ACH entries from the ACH Operator and posts entries to the accounts of the Receivers https://images.squarespace-cdn.com/content/v1/609560d051402a2f517bd4bd/1624037450754-X7K01116FIX3WYGY9OC4/ACH+NETWORK.png ACH Participants - ACH NETWORK Nacha governs the Nacha Operating Rules for ACH payments, defining roles & responsibilities of participants. https://images.squarespace-cdn.com/content/v1/609560d051402a2f517bd4bd/1624037497566-YJ932H5FWZTS2FMO9UIG/ORGANIZATION.png ACH Participants - Organization ACH entry is maintained for commercial and not personal, family, or household purposes. https://paymentslearningcenter.org/thirdparty-participant daily 0.75 2024-06-27 https://paymentslearningcenter.org/education-1 daily 0.75 2024-10-01 https://paymentslearningcenter.org/contact-us daily 0.75 2021-05-18 https://paymentslearningcenter.org/publications daily 0.75 2024-09-30 https://images.squarespace-cdn.com/content/v1/609560d051402a2f517bd4bd/1621945776496-K931O1VF90ZQV54BABJV/Third-Party.png https://images.squarespace-cdn.com/content/v1/609560d051402a2f517bd4bd/1624474863104-RG80ED70E38SC6KD70HB/ACH+Risk+Assessment+%283%29.png https://images.squarespace-cdn.com/content/v1/609560d051402a2f517bd4bd/1621946040047-5H7ZVMVP5ASPLBBF7J41/Audit+Guide.png https://images.squarespace-cdn.com/content/v1/609560d051402a2f517bd4bd/1621945499616-TLZORFTKLG48FXCMUIGC/Rules+Publications.png https://paymentslearningcenter.org/take-action daily 0.75 2021-05-25 https://paymentslearningcenter.org/ach-participants daily 0.75 2024-06-26 https://paymentslearningcenter.org/ach-thirdparty-identifier daily 0.75 2024-06-27 https://images.squarespace-cdn.com/content/v1/609560d051402a2f517bd4bd/1624046077262-CYOMUT92ASX27C3RM07S/Thirdparty+sender+relationship.png ACH Third-Party Identifier - An ACH Originator may have an ACH Origination Agreement with a Third-Party Sender rather than directly with the ODFI. https://images.squarespace-cdn.com/content/v1/609560d051402a2f517bd4bd/1624541932866-RIQ6DL03QG6V3DRW1GT7/ACH+Authorization.png ACH Third-Party Identifier - Third-Party Service Provider Relationship https://images.squarespace-cdn.com/content/v1/609560d051402a2f517bd4bd/1624045592537-7CSL7DK3Z7KUCQSAVQKX/Group+Third+Party.png ACH Third-Party Identifier - The Payroll Company is a Third-Party Sender because no ACH Agreement exists between the Originator and the ODFI https://images.squarespace-cdn.com/content/v1/609560d051402a2f517bd4bd/1624479613703-0NSUMISWJ3HS1R2UYP34/Nested+Third+Party.png ACH Third-Party Identifier - Nested Third-Party Sender Third-Party Senders that process through other Third-Party Senders and do not have an ACH Origination Agreement directly with the ODFI, are known as “Nested” Third-Party Senders. https://paymentslearningcenter.org/introduction daily 1.0 2024-10-01 https://paymentslearningcenter.org/ach-automated-clearing-house daily 0.75 2024-07-05 https://images.squarespace-cdn.com/content/v1/609560d051402a2f517bd4bd/8eb5b435-8e47-41a5-a097-c7f19bb24ca7/2024-Nacha-Rule-Book.jpg https://paymentslearningcenter.org/ach-participants-1 daily 0.75 2024-06-26 https://paymentslearningcenter.org/join-now daily 0.75 2023-01-12 https://images.squarespace-cdn.com/content/v1/609560d051402a2f517bd4bd/1622201913070-ATBZ5OGYM2CTSPD8DGQP/AdobeStock_130551101.jpeg https://paymentslearningcenter.org/ach-risk daily 0.75 2024-07-05 https://images.squarespace-cdn.com/content/v1/609560d051402a2f517bd4bd/1622139582451-W2OMVRB0MGHJPND5QX15/AdobeStock_105005922.jpeg https://images.squarespace-cdn.com/content/v1/609560d051402a2f517bd4bd/1621945499616-TLZORFTKLG48FXCMUIGC/Rules+Publications.png https://paymentslearningcenter.org/ach-glossary daily 0.75 2024-06-24 https://paymentslearningcenter.org/terms-of-service daily 0.75 2024-06-26 https://paymentslearningcenter.org/other-important-rules-to-consider daily 0.75 2023-01-13 https://paymentslearningcenter.org/standard-entry-class-codes-sec-copy daily 0.75 2023-01-12 https://paymentslearningcenter.org/welcome-bss daily 0.75 2023-01-13 https://images.squarespace-cdn.com/content/v1/609560d051402a2f517bd4bd/dabdf40b-8332-4a41-905a-fa8e2ca8e5e2/AdobeStock_132774866.jpg https://paymentslearningcenter.org/on-demand-video-library daily 0.75 2023-01-13 https://paymentslearningcenter.org/welcome-premier daily 0.75 2023-01-17 https://images.squarespace-cdn.com/content/v1/609560d051402a2f517bd4bd/dabdf40b-8332-4a41-905a-fa8e2ca8e5e2/AdobeStock_132774866.jpg https://paymentslearningcenter.org/store daily 0.75 2022-12-29